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SR-22 Insurance Cost in Florida
Last updated: July 2026
Florida requires an FR-44 filing instead of standard SR-22 for DUI convictions. FR-44 mandates higher liability limits than SR-22, which is why costs in Florida tend to run higher than the SR-22 averages used in most other states.
Insurers in Florida typically charge around $35 to file the certificate, and the state requires it be maintained for 3 years. Use the calculator above to estimate your specific monthly increase based on your violation type.
Frequently Asked Questions: SR-22 in Florida
Does Florida require FR-44 instead of SR-22?
Yes. Florida requires an FR-44 filing instead of standard SR-22 for DUI convictions. FR-44 mandates higher liability limits than SR-22, which typically makes it more expensive.
How much does an FR-44 filing fee cost in Florida?
Insurers typically charge around $35 to file an FR-44 in Florida. That's a one-time fee -- the larger cost is the increase to your monthly premium, which the calculator above estimates based on your specific violation.