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SR-22 Insurance Cost in Texas
Last updated: July 2026
Drivers in Texas typically need to maintain SR-22 coverage for 2 years after a qualifying violation. Insurers in the state generally charge around $25 to file the certificate -- a small one-time cost compared to the ongoing premium increase.
Use the calculator above with your current premium and violation type to see your estimated monthly increase and total cost over the full 2-year filing period in Texas.
Frequently Asked Questions: SR-22 in Texas
How long do I need an SR-22 in Texas?
Texas generally requires SR-22 coverage for 2 years from the date your insurer files the certificate. This is shorter than the 3-year requirement most states use.
How much does an SR-22 filing fee cost in Texas?
Insurers typically charge around $25 to file an SR-22 in Texas. That's a one-time fee -- the larger cost is the increase to your monthly premium, which the calculator above estimates based on your specific violation.